Share Save Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 1 day ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: David Wharton December 14, 2020 926 Views Home / Daily Dose / Shoring Up the American Dream Previous: Pandemic-Related Issues Dominate Regulatory and Risk Concerns Next: Mnuchin Addresses GSEs and Conservatorship Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Print This Post Demand Propels Home Prices Upward 1 day ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Data Provider Black Knight to Acquire Top of Mind 1 day ago Shoring Up the American Dream Demand Propels Home Prices Upward 1 day ago Editor’s note: This story originally appeared in the December edition of DS News. Dallas homeowner and military veteran Tommie Lee Morgan needed a new roof. One morning in October 2019, nearly two-dozen volunteers descended upon his home. By the time the team packed up the last of their equipment and wished Mr. Morgan well, they had replaced his roof, front and back doors, and completed numerous small repairs throughout his home—they even repainted several rooms and fixed a leaky toilet. “They went above and beyond,” Morgan said. All of this came courtesy of Rebuilding Together North Texas, the metroplex’s branch of a national nonprofit with four decades worth of similar charitable projects under its belt. The repairs made a world of difference for Morgan, a veteran of the United States Marine Corps who served in Vietnam. But for Rebuilding Together North Texas, it was just another day on the job. The organization’s website describes its mission as “working to preserve affordable homeownership and revitalize communities with free home and facility repairs.” The North Texas chapter has pursued this mission since 2001, in that time having “made critical safety and accessibility improvements to more than 500 homes.” A heating and air conditioning contractor by trade, Jim Kuhs became involved with the organization in 2011, after being contacted by Bob Moisten, the founder of the North Texas chapter of Rebuilding Together. Moisten invited Kuhs to help tackle a project for an elderly woman who needed heating and air conditioning installed in her home, which at the time only had window units. Having enjoyed the project, Kuhs continued working with the group, and today he serves as Rebuilding Together North Texas’s President of the Board of Directors. And as for the woman he helped back in 2011? “I still get Christmas cards from her to this day,” Kuhs said. There’s no question that Rebuilding Together tackles worthy causes. But what happens to that worthy cause—one supported in part by volunteers willing to put in the hard work—when the unexpected arrives in the form of a global pandemic health crisis that drags on for (as of this writing) approaching a year? DS News spoke with the Rebuilding Together North Texas team to learn how they’ve navigated the challenges this year presented and how they plan to carry on into whatever 2021 brings to bear. Targeting the Necessary Rebuilding Together—both the North Texas group profiled here and the larger organization—provides “critical home repair for low-income homeowners.” The Dallas/Fort Worth branch serves five counties: Dallas, Denton, Tarrant, Collin, and Rockwall counties. That “critical” aspect is an important guidepost when it’s time for the Rebuilding Together team to prioritize projects to tackle within a given home. As Executive Director Garett Jones told DS News, “We don’t want to just come in and paint a house when there’s a major plumbing leak. We want to do the most impactful work that we can and that our funding allows.” While the outbreak of a global health crisis tossed a wrench into the spokes of the organization’s standard procedure book, it certainly didn’t slow demand. With millions of Americans out of work due to COVID-19 and the related economic fallout, the extra spending money needed for home repair—even critical ones—was often in short supply. This made Rebuilding Together’s mission more important than ever, even as the harsh realities of COVID made achieving those goals more complicated than ever. Jones told DS News that the group receives an average of seven to 10 applications per week, in addition to referrals through the city of Dallas, other non-profits, and other sources. Jones said that, even in the face of the pandemic, the group still tackles each potential project from the same starting point: where can they make the most impact in the time and with the resources available? In addition to considering specific requests from the application process, the group evaluates each new home using a 25-point checklist to help prioritize what needs to be done, and in what order. “Typically, the homeowners we help have been in their homes for a long time,” Jones said. “They’re fully aware of their home, and maybe they used to take great care of it and they’re just not able to anymore for whatever reason, financial or physical or a combination of both.” Chuck Wright, President of Provident Realty, has worked with Rebuilding Together North Texas for about two years, including on Morgan’s home mentioned in the opening of this piece. He told DS News that the basic timetable is the primary challenge for these projects. “We do not want the client to suffer too much interference or disruption of their daily life. If we can transform their space quickly and painlessly, they can experience the full impact of their new repairs as smoothly as possible,” he explained. Roofs and floors are commonly prioritized, as well as providing or upgrading home accessibility features such as wheelchair ramps or bathroom grab bars, which can make a huge difference for homeowners with a disability. “We want people to age in place,” Jones said. “We want people to be safe in their homes.” Jones added that even something that doesn’t initially seem to be a safety issue could present obstacles for the elderly or those with a disability. “Flooring is a big thing,” Jones said, noting that “lots of old carpet just is not safe.” The group typically swaps out such dangerous flooring with a vinyl plank floor, providing a smooth surface with no tripping hazards. Unlike carpeting, it will not soak up contaminants and pollutants. “We do just about anything on a house other than the foundation,” Jones added. “We would love to do what you see on Extreme Home Makeover, but that’s not who we are. We try to make the biggest impact with what we have.” An Atypical Year Normally, the month of April would be a huge focus for Rebuilding Together North Texas. That’s when the group would participate in National Rebuilding Day, hosted on the last Saturday of April. That’s part of National Rebuilding Month, which spans the breadth of April and sometimes spills over into May as well. Jones said he estimated that, during that period, the group typically helped refurbish one home every other day. “When I first started, it was a multi-day event with lots of houses and lots of logistics,” Kuhs said. “I thoroughly enjoyed that—getting all the pieces of the puzzle to come together on a big scale.” Beginning each September 11 and then running through Veteran’s Day on November 11, the group shifts focus to their “Rebuilding for Heroes” program, which focuses on aiding veterans and military widows. Unfortunately, April of 2020 was not your typical National Rebuilding Month. With the coronavirus wave surging over the country, resulting in widespread lockdowns, a massive shift to remote working, and the introduction of phrases like “socially distanced” to everyone’s daily lexicons. Nor would the status have returned to quo by the fall in time for “Rebuilding for Heroes.” Even in the early days of the health crisis, it quickly became apparent that, however Rebuilding North Texas would approach 2020, it could not be “business as usual.” In mid-March, the group went through a ritual many other businesses and groups were engaged in around that same time: shutting down their physical offices. (Jones said the group’s lease on their office was nearly up, so they opted not to renew. They remain fully remote.) They also halted all existing projects for the safety of both their volunteers and those they aspired to help. “A lot of our homeowners are in that high-risk zone,” Jones explained. “Typically, older homeowners often have preexisting health conditions, and some are even homebound or bedbound.” Erring on the side of caution seemed crucial. Working with the national office, the group developed policies and procedures centered around the new reality of COVID-19. In mid-summer, the group had implemented their new game plan, resuming work utilizing contractors exclusively. While the group is still using volunteers for assistance with paperwork, marketing, and other items that can be done remotely, they canceled all “on-site” volunteer work for 2020. This difficult decision was necessary, however, given much volunteer help had factored into many of the group’s projects such as National Rebuilding Day. That “pause” on volunteer assistance may continue into 2021 as well, Jones said. With contractors, Jones said, “you get the skilled work, and it’s typically higher quality than an unskilled volunteer, but contractors are also expensive.” Nor was that the only challenge brought about by the decision to move away from volunteer work for the year. “With COVID, the construction and remodel industries are booming, and materials are more expensive and in shorter supply.” Funding and the Future Unsurprisingly, the global economic waves unleashed by the pandemic also hit Rebuilding North Texas in the pocketbook, with fundraising efforts severely hampered. “Fundraising is tougher when you see so many losing their jobs and companies are struggling to keep employees,” Jones said. “That changes the dynamic of what fundraising looks like and what our projects look like.” “We’re in a wonderful position to have Garett because of his financial background,” Kuhs said, referring to Jones’ past positions as an accountant for MACH Resources and Chesapeake Energy. “He was the first one, along with our Treasurer, to see the writing on the wall. We have no idea how long [the pandemic-related challenges are] going to last, but there are no volunteer events, which is death to a nonprofit.” Since that initial shift last spring, Jones and his team have remained creative when it comes to putting forward alternative fundraising methods beyond their standard template. On March 2, 2021, the group will host a charity golf tournament at the Canyon Creek Golf Course in Richardson, Texas. The event offers sponsorship levels of various price points and opportunities for both amateur and professional golfers to participate. You can learn more about the golf tournament on the group’s website at rebuildingtogetherntx.org. Heading into next year, Rebuilding Together North Texas will continue relying heavily on contractors until such time as it’s safe to involve volunteers with the actual repair and rehab work. “We will continue to pivot. We will continue with contractor work, engage volunteers in a digital or remote aspect as much as we can, and probably rely on guidance from other affiliates who typically do more contractor work than we have done,” Jones said. “We have some grant applications out that we are hoping will come through, and those will allow us to continue the work without those volunteer groups. I don’t see volunteers just being able to come out in January or February, but I’m hoping maybe a year from now, we’re in a different place. We will see what happens.” Regardless of the unknowns the future holds, there’s no question that Rebuilding Together North Texas will continue changing lives for struggling homeowners such as Mr. Morgan. Read the full December issue of DS News, here. Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Print Features 2020-12-14 David Wharton Subscribe
Loganair’s new Derry – Liverpool air service takes off from CODA Arranmore progress and potential flagged as population grows Previous articleInvestigation continuing after car set alight in South InishowenNext articleThree people injured in weekend assault in Letterkenny News Highland Facebook Gardaí investigating Buncrana heating oil theft Twitter Homepage BannerNews RELATED ARTICLESMORE FROM AUTHOR WhatsApp Facebook Nine til Noon Show – Listen back to Monday’s Programme Gardaí in Buncrana are looking for information regarding the theft of 1000 litres of home heating oil.The oil was stolen from a house at Magherabane, Linsfort, Buncrana on Thursday the 10th of October, between 10:30am and 1:30pm.Speaking on the Community Garda Slot on the Nine til Noon Show, Garda Grainne Doherty is urging the public to remain vigilant…Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2019/10/heatingoil-short.wav00:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Pinterest News, Sport and Obituaries on Monday May 24th Google+ Twitter Google+ WhatsApp By News Highland – October 15, 2019 Pinterest Important message for people attending LUH’s INR clinic DL Debate – 24/05/21
Mail Online (UK) 18 May 2012The welfare state has little or no bearing on how children turn out, an international research project has found. Strong families are the key to producing well adjusted and successful youngsters, it adds. In fact, say the researchers, the children of married parents are likely to do better than those from broken or single-parent families – no matter how much state support the family is given. The study singled out the British welfare state as an example of the failure of state support to make a difference to the lives and success of children. The study, published in the US in the Journal of Health and Social Behaviour, carried out by researchers at two American universities examined evidence from both Britain and the US – one with a large welfare state, one without – on how the lives of children progress between the ages of five and 13.http://www.dailymail.co.uk/news/article-2146426/Strong-families-make-successful-children-nanny-state-says-study.html
After years of discussion, the university has finally begun construction for the new John McKay Center, which will replace the Intramural Field and provide extra space for coaches and student athletes.Cleared · The site of the new McKay Athletic Center, formerly the Intramural Field. The site’s groundbreaking ceremony will be held on Wednesday at 11 a.m. The building is scheduled to be completed in time for the 2012 football season. – Jennifer Schultz | Daily Trojan Groundbreaking is set to take place Jan. 12 at 11 a.m. on the Intramural Field. The groundbreaking ceremony will include remarks made by President C. L. Max Nikias, Athletic Director Pat Haden and USC Trustee Ronald Tutor.The new center, named after former USC and Tampa Bay football coach John McKay, began site clearing Nov. 17, finishing Jan. 8. The 110,000-square-foot building, announced last October to be a supplement to Heritage Hall, will include coaches’ offices, meeting rooms, an outdoor patio, a student-athlete lounge and a 32,000-square-foot weight room. Construction is set to officially begin on Jan. 31 and will continue for 18 months.Although the heavy rain in Los Angeles during December and January affected site clearing and demolition of the field, Haden said he does not expect the start and end dates of the project to be impacted.Joe Back, associate senior vice president for campus development and the administrator overseeing the project, said the overall plan for construction will begin with an excavation for the basement followed by construction of the basement and the two aboveground floors.“The entire building and site are intended to be constructed as one project, without phasing,” Back said.Because the new center will be built in place of the Intramural Field, intramural sports will share McAlister Field with other sports until a new one is built. Other fields, such as Cromwell and Brian Kennedy, will also be shared.In addition, the Music Practice and Instructional Center, which has already been vacated, will be demolished to make room for a new intramural field between the new John McKay Center and the Loker Track Stadium.Back acknowledged that there would be minor consequences because of the construction.Delays and inconveniences will include a closed sidewalk on the east side of McClintock Avenue, near the site, from early February through the end of April, as well as some rescheduling for those sports sharing the McAlister Field until a new intramural field is built.Although the center will be utilized for all 21 sports teams, it will be the main hub for the football team.“The new building should be ready to open for football season 2012,” Back said.
VIDEO: De La Hoya rejects talk of rescheduled Canelo-Saunders fight”The one thing I’m left with is with the joy that I gave to the Mexicans there, the euphoria with which they received me, they presented me, and they followed me. I always have that.”Saul “Canelo” Alvarez has continued the tradition of Mexicans fighting on Cinco de Mayo weekend in recent years, including beating Chavez’s son Julio Cesar Chavez Jr. in 2017.Plans for Canelo to be in action during the month this year — with Billy Joe Saunders reportedly lined up as an opponent — had to be shelved because of the coronavirus pandemic. Chavez recalls fondly the love he felt from his fellow countrymen when campaigning on American soil, as was the case for his memorable rematch with Frankie Randall on May 7, 1994.Rewatch classic fights on DAZNRandall had claimed the WBC light welterweight title in January of that year, handing his rival a first loss. The dethroned champion claimed the belt back less than five months later, awarded victory after the bout was stopped because of a cut over his right eye.Yet Chavez insists wins and losses are not his most cherished memory from such occasions in May, instead dwelling on the respect he gained for his efforts in the ring.¡Feliz #CincoDeMayo! pic.twitter.com/GBwbmNDbsS— Matchroom Boxing (@MatchroomBoxing) May 5, 2020″I fought many times in May representing all Mexicans,” Chavez said during an appearance on the Matchroom Boxing show “Peleamundo,” hosted by Jessie Vargas. “It’s something very, very special, something very beautiful feeling the love, the support from all the Mexican-Americans that lived in the United States.”Above all, the Mexicans, they truly are the ones who support other Mexicans who go and triumph in the United States. For them it’s something great that one can represent them. I always tried to represent them in the best way. Fortunately, I gained their respect, but above all, I won the love of the people, nobody can take it away from me.”They were great, they were huge for me because I always had the support of all the Mexicans that moved there. I don’t even remember any more if I won or lost, I think I won more than I lost. Julio Cesar Chavez will forever cherish the support he received from his fellow Mexicans when fighting around Cinco de Mayo, adding: “I won the love of the people, nobody can take it away from me.”The legendary three-weight world champion had 115 bouts in a career that spanned 25 years, some of which were staged close to May 5, a special date in Mexico’s history as it commemorates the nation’s victory over the French Empire.
LEADING THE SPARTANS— Running back Jerome Mathews sprints upfield on the wet turf at Cupples Stadium. KEY INTERCEPTION —Deandre Black of Schenley intercepts a pass in front of Tyrail Morgan in the Oliver end zone after the Bears had gotten down to the Schenley three-yard line. Look for someone to drop their second contest of the year whenever Perry and Oliver face off in this year’s football version of the “Battle of the North Side.” This game is scheduled for 3 p.m. on Friday at Cupples. Oliver (3-1) came into the game against Schenley (3-1) as the only undefeated team left in the league. But Spartan senior running back Jerome Mathews was determined to make certain that would not be the case as his team got past the Bears, 6-0, at Cupples Stadium Sept. 26. The Schenley win creates a four-way tie at the top of the standings in the City League. Perry and Brashear join the two with identical marks of 3-1. After a quiet first half, neither team committed a turnover until the 10-minute mark in the third quarter. In fact, there were five committed in an approximate six- minute span. The last was an interception by Schenley’s DeAndre Black in the Oliver end zone after the Bears had gotten down to the Schenley three-yard line. This helped set up a drive in which Mathews led Schenley on an 11- play, 80-yard drive that he capped off with a seven-yard score with close to 11 minutes left to go in the game. In that drive, he carried the ball eight times for 40 yards and was on the receiving end of a 27-yard reception that put the Spartans in Oliver territory. “I just followed my O-line and they got it going for me,” said Mathews. “They did their jobs and I took advantage of those opportunities.”Schenley’s defense held Oliver’s Dante Jeter to only 4/13 for 69 yards and two interceptions. They also held him to 12 carries for minus 30 yards. As a team, they rushed for 28 total yards. David Marshall led the Bears with two carries for 40 yards.“I can’t stress more of how much I commend these guys on how mature they play,” said Jason Bell, Schenley’s head coach. “They came out and played with intensity and passion. With this effort, they deserved to win.”Other games:Perry 13, Peabody 0Once again, Perry was able to rely on their star running back, Richard Lowry, and their defense to lead them past Peabody. Lowry scored on a 4-yard run in the first quarter to give his team a 6-0 lead. However, it wasn’t until 7:13 remaining that he would put the Highlanders away for good with a 25-yard touchdown catch from his quarterback Greg McGhee. Lowry carried the ball 24 times for 84 yards in the game.Peabody’s DeVaughn Jemison was held to 2 of 7 for 9 yards and two interceptions. They committed 13 penalties for 65 yards. Most surprisingly—Highlanders’ running back Jaylen Coleman was held to only 35 yards on nine attempts, just one week after his near 200-yard performance against Langley.Brashear 42, Allderdice 18Brashear’s Bruce Patterson continues to crumble each defense he faces. He led all rushers with 146 yards on 15 carries. Also lighting it up on offense for the Bulls was quarterback Henri Chatman. He threw for three touchdowns to Manasseh Garner (9 yards) and Eric Lynch (43 and 24 yards). He finished with 7 of 13 passes for 147 yards. Manny Reed had a 79-yard punt return for a touchdown, giving him three (kick or punt) in as many games.Allderdice’s Mike Pfleger completed 4 of 11 passes for 48 yards with two touchdowns and an interception. His touchdowns were of 7 and 20 yards to Jared Davis and Jay Barlow, respectively. ’Dice’s running back Patrick Ferguson carried the ball 24 times for 102 yards.(Follow our continuing coverage and add your comments of District 8 football to our website at www.newpittsburghcourier.com. D.W. Howze can be reached at [email protected])
Advertisement nrNBA Finals | Brooklyn Vsx4co2Wingsuit rodeo📽Sindre Elcz60( IG: @_aubreyfisher @imraino ) eheofWould you ever consider trying this?😱9ves8eCan your students do this? 🌚90199Roller skating! Powered by Firework Yusuf Pathan, is one of the many big names in the cricketing world, who found no takers in the Indian Premier League 2020 auction that was held on Thursday in Kolkata. The cricketer was let go by his team SunRishers Hyderbad after his terrible performance in the last year’s IPL season. Even though the experienced player found no takers in the auction, he did found support in his younger brother Irfan Pathan, who sent him a beautiful message on twitter. The bromance won a lot of hearts and was soon shared and retweeted by many of his fans.Advertisement He uploaded a picture of him riding on his brother’s back with a cheerful expression and captioned it, “Small hiccups doesn’t define your career,you have been outstanding thru out. A real match winner. Love you always Lala @iamyusufpathan.”Advertisement The SunRisers Hyderabad adopted a new strategy which needed them to release Yusuf Pathan from the franchise. Their new strategy involves creating a team of young talented players along with a few experienced players. They followed their new strategy and bought 7 players at the auction out of which 5 of them are all-rounders–Virat Singh, Abdul Samad, Sanjay Yadav, Priyam Garg, and Bavanaka Sandeep– and only two of the players are old and experienced–Fabian Allen and Mitchell Marsh.In the last season of IPL, Yusuf scored only 40 runs after playing 10 matches in total. He also did not get to put up a good show in the bowling department as he was given the chance to bowl only 6 balls. The all-rounder failed to claim any wicket. The dip in his performance was evident from the 2018 IPL season. In the 2018 IPL season, his team was the runners up, but his contribution in the game was very little. In all the 15 games he played, he could only manage to score 260 runs.Yusuf had a price tag of 1 crore but it is quite upsetting that a cricketer like him could not find any takers. The highest price paid for an international player turned out to be Australia’s Pat Cummins, who was bought by the Kolkata Knight Riders for the price of 15.50 crores!Quick Buck: Pat Cummins becomes the most expensive foreign signing during IPL 2020 auctionBalaji explains the real reason why CSK went all in for Piyush Chawla Advertisement
This year’s edition of the Monmouth County Fair had more than 84,000 attendees over the five-day run that ended on Sunday, July 28. Animals of all shapes and sizes were exhibited by local 4-H clubs. Pie-eating contests, rides for children of all ages, live music, the home and garden tent and auto shows were part of the festivities.While last year’s fair was shortened by bad weather, that was not the case this year.View the photo gallery here
ARCADIA, Calif. (March 12, 2016)–In what appeared to be a case of no one wanting the early lead, California-bred What a View fell into a perfect front-running trip under Kent Desormeaux, as the 5-year-old gelding took Saturday’s Grade I, $400,000 Frank E. Kilroe Mile (turf) by 3 ¾ lengths thus providing former rider and current trainer Kenny Black with his first-ever Grade I victory. Over a course listed as “good” due to heavy rains on Friday, What a View covered the mile distance in 1:35.57.“Well, from the ‘View’ I had, everyone was going for the lead and this guy loves that,” said Desormeaux. “I thought that if they all wanted to come at him, then he’d run them into the ground and I wanted to try and win the race that way.“The time is incredible because the turf has a tremendous amount of give…For him to put that number up on the clock, he’s a real racehorse.”A winner of the California Cup Turf Classic versus state-breds here on Jan. 30, What a View, was off at 6-1 in a field of six older horses and paid $14.00, $5.80 and $3.40.“We’ve had some issues with his feet and I just wanted to keep him on the grass,” said Black. “There were some really tough horses in here: Bolo, Bal a Bali and Om, so I knew we were going to have to run big to win.”Bred by Old English Rancho and Patsy and Sal Berumen, What a View is owned by Sal Berumen, Robert Riggio and the Elwood Johnston Trust and partners. With his first graded stakes win, What a View picked up $240,000, increasing his earnings to $532,148. He now has five wins from 11 overall starts.Ridden by Mike Smith, favored Bolo ranged four-wide turning for home but never threatened the winner, finishing second, a nose in front of Bal a Bali.Off at 2-1, Bolo paid $3.80 and $2.80.“I think anybody that was going to lay close to (the winner) was just going to shoot themselves in the foot,” said Smith when asked for assessment of the Kilroe pace. “To be honest, I think that helped us run second. If I had tried to lay close, I wouldn’t have run second.”Ridden by Flavien Prat, Bal a Bali just missed the place at 2-1 and paid $2.60 to show.Fractions on the race were 22.65, 46.25, 1:10.17 and 1:22.64.
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